Best Car Insurance For Young Drivers

Questions and Answers

Your Questions About How To Get Cheap Car Insurance For Teenagers

June 16, 2012

Carol asks…

Used vehicle for teenager?

Ok i’m 16 and i take my road test pretty soon. I’m hoping to get a used car with the next few years. I could use an old 92 tempo that my grandma has but its just so slow and uncool. I will be buying this car with my own money. Right now I have a little over 4K in the bank to use towards this car. I could probably make a few thousand during this school year at work and then about another 4K this summer. So I would be looking at buying a used vehicle that is 10k or less. Then i have to pay for insurance and gas and a license and what not so I don’t have a lot of money. I was wondering what type of vehicle you think I should buy. All the other kids at school have these cheap cavaliers and sunfires and I don’t want to look cheap. I want to drive around all my lady friends! jk. So I probably wouldn’t need a big vehicle. Not to small either would have to be a four door. A truck would be nice to cuz i’m kind of in to the manly vehicles. But it would be pointless cuz I wouldn’t be hauling anything, so what do you think? The vehicle would have to have some km/ miles on it so I would need something reliable and I probably wouldn’t be able to get a vehicle that was made in 2000′s which i’m ok with. It has to be automatic cuz i don’t know how to drive stick. I’ll probably get my vehicle off autotraders.ca. I don’t need the exact vehicle I just want some tips and stuff for buying my first used car. Its got to be varily decent on gas though too cuz i don’t have a lot of money either and fairly reliable as well. Thanks so much I know all the info i gave u is kind of jumbled up.

Administrator answers:

Pretty much any honda or toyota will do. Subarus are pretty good too and they have all wheel drive which is good if it snows where you are. Subaru foresters are good SUV’s but there not the best looking, subaru impreza are pretty sweet. Scion (toyota) makes a funky four door called the xB but its not for everyone. Any other Scion is good too. Honda CRV’s are good along with the honda Element but again the element isn’t for everyone. Toyota RAV 4′s are pretty good. You have a lot of choices but i would suggest getting an japanese vehicle because they are cheaper to fix than german cars but break less than American cars. Mazda protege’s and mazda 3′s are great cars too.

Daniel asks…

Is quarter panel damage on a late-model Ford Mustang considered “frame damage”?

I am looking into trading in my car (a 2005 Mustang V6) for something smaller/cheaper. About two years ago someone side swiped the left quarter panel while my car was parked in a lot (it was a teenager who was pulling into the space next to mine and took the turn too wide). An accident report was filed and a claim filed through my insurance, which covered the repairs (about $1,500 worth of body work on the quarter panel).

Yesterday as I was getting my oil changed, my mechanic told me that because the late-model Mustangs are not “Full-Frame” bodies, any damage to the quarter panel is considered “Frame” damage, and due to this, I will take a significant hit on the trade-in value.

The book value is listed as around 7,500 on trade in. I currenly owe about 6,500 on the original loan.

Is this true? Is quarter panel damage on a 05-09 Mustang considered “Frame damage,” and if so, how much will it devalue the car on the trade-in?

Administrator answers:

$1,500 worth of body work on a quarter panel does not frame damage make. But you can’t go by blue book, they merely guess and are notorious about being wrong in their guesses. Your mechanic should stick to turning wrenches and not try to give advice on other matters.

Mary asks…

Is quarter panel damage on a 2005 Mustang considered “frame damage”?

I am looking into trading in my car (a 2005 Mustang V6) for something smaller/cheaper. About two years ago someone side swiped the left quarter panel while my car was parked in a lot (it was a teenager who was pulling into the space next to mine and took the turn too wide). An accident report was filed and a claim filed through my insurance, which covered the repairs (about $1,500 worth of body work on the quarter panel).

Yesterday as I was getting my oil changed, my mechanic told me that because the late-model Mustangs are not “Full-Frame” bodies, any damage to the quarter panel is considered “Frame” damage, and due to this, I will take a significant hit on the trade-in value.

The book value is listed as around 7,500 on trade in. I currenly owe about 6,500 on the original loan.

Is this true? Is quarter panel damage on a 05-09 Mustang considered “Frame damage,” and if so, how much will it devalue the car on the trade-in?

Administrator answers:

No, your “mechanic” doesn’t know what he’s talking about. Most vehicles now are unibodies that don’t have a separate frame. A unibody can be repaired and straightened like any other with enough time and expense. In any serious accident repair, the floorpan is measured for distortion. If there was that kind of damage to your car it would either have been fixed or marked as not repairable at the time. If your repair was done correctly, there is not “hit” on the value.

Powered by Yahoo! Answers

Related posts:

  1. Your Questions About How To Get Cheap Car Insurance For Teenagers
  2. Your Questions About How To Get Cheap Car Insurance For Teenagers
  3. Your Questions About Cheap Car Insurance For Teenagers
  4. Your Questions About Cheap Car Insurance For Teenagers
  5. Your Questions About Cheap Car Insurance For Teenagers