Best Car Insurance For Young Drivers

Questions and Answers

Your Questions About New Driver Car Insurance Advice

April 19, 2013

George asks…

If you get in a car accident in CA can the other party simply ignore you forever after talking with insurance?

I got in an accident several months ago and the other party and her insurance company has been ignoring my insurance company. I tried calling her insurance directly and they are ignoring me too. My insurance company is telling me to get my car fixed in the meantime, but then I have to pay the deductible. I’m worried that the other driver will not have to accept any responsibility and I will never get my deductible back. The damages were not extensive, but I would like to have my car fixed. What should I do?

Administrator answers:

Follow the advice of your insurance company. True, you may never get your deductible back, but that may be your only choice. Just be really grateful you have the proper coverages.

Mandy asks…

can my son have a vauxhall corsa sxi as a first car insurance wise?

just wondering cause he wanted sommin a little more sporty looking but it would only have a 1.2 engine in it so would it still be good for insurance or does it being sxi ruin it?

Administrator answers:

Hey there…

The insurance group also has a lot to do with the average driver of a car.
The companies look at both the number and cost of claims against each make/model and decide risk.
Add to this the increased risk for a young driver and you will always have a high cost.

This web site (Parkers) lists the insurance groups of most UK cars.
This link is for the Corsa from 2006 onwards.

Http://www.parkers.co.uk/cars/advice/car-insurance-groups/vauxhall/corsa/hatchback-2006/

In the list the standard 1.2 SXI is group 6 but the basic 1.2 is only group 4

If you can find one the “SXi InTouch” model seems to be group 4.

You would need to check a quote for each of the models to see what difference it makes.

It may be that being a young and new driver is a much bigger factor that the difference between group 4 and 6. In this case the insurance difference may not be too great.

Good luck !

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