Best Car Insurance For Young Drivers

Questions and Answers

Your Questions About New Driver Car Insurance Quotes

February 11, 2013

Charles asks…

Wanted some unbiased opinion on car insurance?

I’m getting a Lotus Elise transferred under my name sometime next week and it will be replacing my MINI Cooper as my daily driver. This car is typically insured as a “pleasure” car, so most people who own them don’t often drive them over 3k miles per year.

I’ll be doing nearly three times that, so I’m expecting my rates to be little higher than usual just because it’ll be my daily driver.
So here’s my question, may I insure the car as a “pleasure” or “weekend” vehicle and still drive it above the mileage that is permitted by my insurance co. ? Also, I’m only 20. I’ve gotten a quote of $3200 per year to insure as a weekend car, and that’s the lowest that I’ve found so far. I’m expecting something a bit higher to register it as a daily.

Feel free to throw in what you would recommend for an insurance company, I’m still shopping for one with a decent rate.

Administrator answers:

I have low mileage insurance. Every year I have to go to state farm and they actually look at my odometer to check my miles

George asks…

Online Auto Insurance Quotes, are they really safe and accurate?

I know several people who have submitted their information into one of the many “online auto insurance quotes” and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn’t it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

Administrator answers:

Hello Beth,

In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.

When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don’t like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a “live” agent is your ability to ask questions and receive professional advice.

Maria asks…

Where can I find the date I was issued my Driver’s license ?

I am trying to find a better deal for my car insurance because State farm has been socking it to me for the past few years and they just raised my 6 months premium to a whooping $1,093!!! I just checked esurance website and they seem to find me a quote for $443. I just want to make sure all the info is correct before I get the Insurance..Where can I Find this information ?
Thanks.

Administrator answers:

Every state is different in their license formats. However, the date of issue and expiration IS located on your license!

Chris asks…

Where can I find the date I was issued my Driver’s license ?

I am trying to find a better deal for my car insurance because State farm has been socking it to me for the past few years and they just raised my 6 months premium to a whooping $1,093!!! I just checked esurance website and they seem to find me a quote for $443. I just want to make sure all the info is correct before I get the Insurance..Where can I Find this information ?
Thanks.

Administrator answers:

Go to the Department of Motor Vehicles in the state where you first got your license. Provide them your name as it appears on your license, date of birth and the license number and they can tell you when it was first issued. R

Powered by Yahoo! Answers

Related posts:

  1. Your Questions About New Driver Car Insurance Quotes
  2. Your Questions About New Driver Car Insurance Quotes
  3. Your Questions About New Driver Car Insurance Quotes
  4. Your Questions About New Driver Car Insurance Quotes
  5. Your Questions About New Driver Car Insurance Quotes