Questions and Answers
Your Questions About New Driver Car Insurance Rates
What would be the strongest evidence to use in support of the argument that drivers over the age of 65 should?
A. Any driver over 65 is likely to be losing his or her eyesight and so should be tested periodically to determine if his or her vision is acceptable for driving.
B. My friend was in a car accident that was proven to have been caused by a woman who was in her 80s and had a heart attack.
C. The rate of motor vehicle crash deaths per capita among males in 2004 increased markedly at ages 75-79 and ages 80-84 (Insurance Institute for Highway Safety).
D. Being retired, senior citizens do not have anywhere important to go, so they don’t need a driver’s license anyway.
A) Any driver over the age of 65 is likely to be losing his or her eyesight and so should be tested periodically to determine if his or her vision is acceptable for driving.
What would be the best overall first car out of these?
I’m a first time driver and I have enough for any of these. I just need to k ow what the best would be. Consider safety,reliability, and insurance rates/price per month
2006-2008 dodge avenger
2006 nissan maxima
2006 nissan Altima
2002 mitsubishi eclipse spyder
2004 Cadillac cts
2004 ford mustang
Since you’re a first time driver, your insurance is going to be higher, so you don’t want to get anything that will put it too high. The eclipse and mustang will probably be doing that. I’m not a fan of the avenger and you probably don’t want a CTS because it might be pricy if something goes wrong. Nissan makes decent cars and also good for safety. Out of the two I’d pick the Maxima, but ultimately the decision is yours
What is ‘Pass Plus’ and does it lower car insurance?
I’ve recently pass my test (16th) and my driving examiner said pass plus could help me.
I don’t know anything about pass plus other than it can sometimes lower car insurance.
I can driving one of my parents cars, I do not own it but I am insured on it.
What is pass plus?
Should I bother with it?
How do you sign up?
Does it cost anything?
and would it actually lower my car insurance?
Introduction and purpose
Pass plus is an optional course introduced by DSA and is considered the best way to give additional driving experience to a qualified learner by an ADI (Approved Driving Instructor) that has been Pass Plus registered.
The main aim of this course is to impart valuable knowledge to drivers who have recently passed the practical driving test, and who want to learn new skills and techniques, improve their anticipation and alertness and learn how to reduce accidents.
It has been statistically proven that entirely new drivers are more often considerably more prone to mishaps, predominantly within the first couple of years of driving.
Some, but not all, insurance companies will discount the rates if you have the certificate.
Yes, there is a cost, and that cost will vary depending on the rates charged by the certified instructor. You will need at least 6 hours additional training. See https://www.gov.uk/pass-plus/overview
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