Best Car Insurance For Young Drivers

Questions and Answers

Your Questions About New Driver Car Insurance Uk

April 3, 2013

Joseph asks…

Where can I find a car transport service that need drivers?

Are there any services out there where people drive other peoples cars accross the country? Does anyone need their car driven accross the country?

Administrator answers:

Yes. Here are some answers to the question from different people on http://travel.guardian.co.uk/askatraveller/story/0,8915,427599,00.html

• I have done ‘driveaways’ across America twice, totalling over 10,000 miles. The main company is Auto Driveaway, 310 S Michigan Ave, Chicago, Illinois (www.autodriveaway.com). All you need to do is phone their nearest office (from a choice of 60) to find out where they have cars going to. It is without doubt the cheapest way to get around America, as it doesn’t cost anything. There are however, some downsides: 1 You don’t get very long to complete the journey – you are expected to cover approx 150-200 miles daily (you may get a day or two extra for longer journeys).
2 Once you arrive, you have to hand the car back – when you may need it the most.
3 Your route is laid out for you, for insurance reasons – which will invariably mean travelling mostly by the Interstate Highways.

• We did a driveaway coast to coast in 1990, from a company called Dependable in New Jersey. We’d found it impossible to organise from home; you just turn up and look in Yellow Pages – there are lots of driveaway agencies in each city. You pay a deposit ($200 for us) refundable by the owners and make sure you have adequate insurance. If you want to go more than a few hundred miles, there must be two drivers each over 25 with a clean full UK licence. Take the contact details and address of the car’s owners and get in touch a few days before you want to drop the car off. Ours offered to let us use it for the rest of our holiday!

Www.driveaway.comRichard Lyon

• In addition to holding an international driver’s licence and being at least 21 (preferably 25), you need to be happy driving around 350 miles a day, leaving a cash deposit, not driving off the agreed route and paying for all the petrol you use. One major drawback of the scheme is that there is no guarantee that there will be a car going anywhere you want to visit, but if you are willing to be flexible about your destination it’s a marvellous way to explore the US.

• A useful email address is www.autodriveaway.com – they have offices throughout the USA. Things to remember are that they often have a time limit for taking the vehicle from one place to another, and that place may not necessarily be the easiest to get away from once you have arrived there. However, you can sometimes get a very nice car to drive and all you have to pay is a refundable cash deposit (provided you haven’t destroyed the car), and for gas, which is peanuts in the States.

• It is certainly possible to tour the USA cheaply by relocating a car from one location to another. These are commonly known as ‘driveaways’. You would be well advised to arrange this before you leave – check out www.autodriveaway.com. You can register your details online and state preferred dates and locations, but you will need to be flexible. All you will pay is a bond (refundable when you deliver the car in one piece) and the cost of fuel. However, there are drawbacks – the driveaway company will give you limited time to deliver the car and in many cases will limit your mileage, which may clash with your sightseeing plans.

• It is easy to travel across the States by driving and delivering somebody else’s car. All you need to do is look up Driveaway Agencies in the yellow pages. Every city and virtually every medium-sized town will have at least one. You need an international driving licence, which you can get here, you must be over 21, and you’ll have to pay a deposit of about $300-$400 which you get back when you deliver the car. You normally have a time limit, which is more than enough to stop on the way, visit places and take it very easy. Sometimes there is a mileage limit, which is also very generous. So, apart from the deposit, you only pay for the petrol. The cars are usually in excellent condition, sometimes brand new. It can be difficult to get a car to exactly the place you want to get to, so it’s advisable to take one in the same direction, or that has to be delivered halfway through. Once there, pick up another one.

I have used Driveaway cars several times to travel around the US. Look up in their Yellow Pages under Automobiles – Driveaway. The basic premise is that someone is moving and is either flying or has more than one car. You drive their car, usually pick up from their house or the driveway office and deliver it wherever. You pay for the petrol – but if there’s more than one of you works out very cheap. The driveway company sorts out all the insurance etc for which the car owner pays a fee. You are expected to take a direct route, but are allowed usually a 10% ‘diversion’ as well and are expected to drive for maybe six hours a day. I have used this method to drive from New York to Miami (five days) then Miami to Los Angeles (eight days), then back across from Los Angeles to Washington DC. Is easily the best and cheapest way to see the real USA. It’s best if you’re flexible about where you want to go to. Cars are usually new and good models as it is the richer Americans who use this method to transport their cars. Have a nice day.

• In February this year my fiance and I drove from LA to Washington DC in nine days in a driveaway car. The trip covered much of the legendary Route 66 including Las Vegas, Hoover Dam, Grand Canyon, Nashville and Memphis. It was a great way to get a taste of the USA in a short time for very little cash as all you pay for is petrol. Ideally you will need a travel companion to share the 300-400 miles per day required. Driveaways are a bit of pot luck as the agencies only know what cars they will have to go where a few days in advance so you need to be flexible. You will need proof of ID and about $400 cash deposit which is refunded after delivery of the vehicle.

CC

Ken asks…

In the UK does the car PLUS the driver require insurance?

In the UK does a car need to be insured to cover it for being on a road as an independant seperate entity to that of the insurance policy which allows the driver to drive it? Please provide the Law which states this.

Administrator answers:

The relevant law is the Road Traffic Act 1988, Part Vl and others.

Michael asks…

When can my boyfriend add me on his car insurance?

I am a learner. Is it when he is 21 or after he has been driving for 3 years?
We have a baby and live together before more people mention stuff about being married!

Administrator answers:

He can add you to his car insurance at any time.

However as a learner driver you need a supervisor beside you at all times, who must be over 21, currently hold a license for the vehicle you are in, and have held it for the past 3 years (or longer) and be insured to drive that vehicle. This is the law of the land in the UK, and nothing to do with insurance. It is just that if he doesn’t meet those conditions to supervise you, then there is probably no point him adding you to his insurance as he isn’t qualified to supervise your driving, so you couldn’t legally drive with him as a passenger even if you were added to his insurance.

Once you pass your test you can drive unsupervised, and it would probably make sense for you to be added to his insurance.

Donald asks…

What car would be the cheapest to insure UK?

I have my driving test at the end of the month finger crossed i pass. but am in the process of looking at cars. just wanted to know what would be a cheap car to insure. i have £1200 to spend on the car.

Administrator answers:

Have you looked around on ebay?

Worth taking a look before you buy though :) you may want to choose anything below a 1400cc good one should be 1100cc. Http://uk.cars.yahoo.com/news/low-insurance-cars-young-drivers-094717515.html

Linda asks…

Do I need a full driving licence to get car insurance?

I would like to buy a car to learn how to drive because driving lessons are to expensive. The problem is I would like to insure the car but I’m not sure if I’ll be allowed to with just a provisional licence. Could somebody please give some advise on this matter.
Thanks

Administrator answers:

NO. You can get your own insurance from SOME companies if you call them…not online though.

I insured MY car when I just had a provisional licence (UK).

I owned it, I insured it.

I had a ‘named driver’ on my policy as obviously I couldn’t go and drive it on my own.

David asks…

How much would it cost to add me on my dads insurance to drive his car? UK?

The car is a 2001 peugeot 206, 1.4 engine

Personal information:
I’m 17.
Work stacking shelves in a super-market.
No previous criminal offenses/anything bad related to vehicles.
I need the car to commute to college every day, work and the gym.

(Need anything else? .. If so, Ill add details)

Administrator answers:

I’m afraid as you would be the main driver it would cost about the same as you insuring it yourself.

Sandy asks…

Buying a car and using a friends insurance to practice?

Can I buy a car and drive it with a provisional license with a friend who has a full license and insurance for their own car with me? I asking because I don’t know how insurance works, but I know someone who has a full license, insurance and own car can let you drive it if you have a provisional license. I’m in the UK btw.

Administrator answers:

Not unless you’re driving their car, and their insurance has a provision for drivers not listed by name on the policy. Insurance is provided on the vehicle, not on the driver. You can’t use an insurance policy granted for one vehicle on another vehicle, and it is illegal to drive an uninsured vehicle.

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