Best Car Insurance For Young Drivers

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Your Questions About New Driver Car Insurance Uk

May 29, 2013

Nancy asks…

car hit my boyfriends motorcycle from behind?

He was stationary at a roundabout waiting for the traffic to clear from his right so he could move off. Nobody was hurt a police car turned up just after it had happened made sure everyone was ok and got driver of car and my boyfriend to exchange names addresses and insurance details but took no further action except to help him move his motorcycle out of the road.
He has since found out that the driver gave a false name address and insurance details what can my boyfriend do now as he was the totally innocent party being hit from behind while stationary.
This is a UK question only.

Administrator answers:

Lucky Police appeared

There is an uninsured drivers protection on most UK policies, get him to check that
Also
As Police were involved, and got details, approach them and explain false details were given
This is a separate criminal offence, that the Police should react to, which in turn assists your boyfriends insurance company

Thomas asks…

Do I get any kind of compensation from my insurance company?

I was involved in a car accident, where I rear-ended the car in front of me and luckily everybody is fine. I’m the “at-fault” party, based on technicality. The other driver and myself, both have no fault insurance. We both live in a “no fault” state. My car is basically totaled. The repair cost, were way more than the value of the car. Since I am being forced to scrap it, I was curious to know, if I get any kind of compensation from my insurance company for the value of my car? I’ve heard yes from one person and no from another. I would just like for the record to be set straight from someone who actually has experience or knowledge in this area. I appreciate your help.

Administrator answers:

As far as I can see, so far no one in the US has answered. I’m in th UK with the advice that you ring the insurance company after having checked your policy brochure. They will have dealt with this scenario hundreds of times. Otherwise try your version of our citizens advice bureau.

Sharon asks…

When learning to drive would I need insurance on my fathers car?

Once getting my provisional licence. if i get lessons off my dad, would he need extra insurance or not?

Administrator answers:

Of course you won’t need insurance. You will be a totally inexperienced driver under tuition and thus more likely to have a crash – would you thiunk you need insurance?
Think about it pleeaaasseee
Everyone driving on UK roads has to be insured – L plates or not.

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